Living on Minimum Wage is Possible!

[bannination]

http://www.deathandtaxesmag.com/202172/ ... imum-wage/


.... if you can do without heat and gas, oh, and work 74 hours a week.... and somehow get health insurance for $20 bucks.

... Just don't get sick from being cold, getting a Doctors note to return to work is going to put you over budget.

[JTA]

http://www.deathandtaxesmag.com/202172/ ... imum-wage/


.... if you can do without heat and gas, oh, and work 74 hours a week.... and somehow get health insurance for $20 bucks.

... Just don't get sick from being cold, getting a Doctors note to return to work is going to put you over budget.

Woes of the wealthy: http://www.nytimes.com/2009/02/08/fashi ... .html?_r=2&

[JTA]

http://www.deathandtaxesmag.com/202172/ ... imum-wage/


.... if you can do without heat and gas, oh, and work 74 hours a week.... and somehow get health insurance for $20 bucks.

... Just don't get sick from being cold, getting a Doctors note to return to work is going to put you over budget.

Legit question for everyone here as I'm honestly curious. Suppose I found out I had some form of aggressive cancer or some other disease that prohibited me from working for something like 6 months. Would my employer be able to terminate me? If so, would that mean I would be without health insurance and suddenly and become suddenly unable to afford my treatment? If I got better and got another job but was still undergoing treatment for my illness, would my new insurance co. be off the hook for providing me coverage for my illness?

[bannination]

http://www.deathandtaxesmag.com/202172/ ... imum-wage/


.... if you can do without heat and gas, oh, and work 74 hours a week.... and somehow get health insurance for $20 bucks.

... Just don't get sick from being cold, getting a Doctors note to return to work is going to put you over budget.

Legit question for everyone here as I'm honestly curious. Suppose I found out I had some form of aggressive cancer or some other disease that prohibited me from working for something like 6 months. Would my employer be able to terminate me? If so, would that mean I would be without health insurance and suddenly and become suddenly unable to afford my treatment? If I got better and got another job but was still undergoing treatment for my illness, would my new insurance co. be off the hook for providing me coverage for my illness?

I am not an expert either, but your employer can't terminate you if you work for a company that has > 50 employee's. (FMLA) I don't believe they have to offer you the same job when you come back though. This only protects you for 12 weeks though.

My last employer did exactly that, they didn't fire him, but they offered him a job he was incapable of doing. Gotta love `em.


COBRA is unaffordable. It was something like $1200 a month or something crazy.

[O Really]

My last employer did exactly that, they didn't fire him, but they offered him a job he was incapable of doing. Gotta love `em.

.

That's illegal too. He should contact the Wage-Hour division.

[bannination]

My last employer did exactly that, they didn't fire him, but they offered him a job he was incapable of doing. Gotta love `em.

.

That's illegal too. He should contact the Wage-Hour division.

He's dead now. :-(

[JTA]

I don't know about termination, O Really is the labor law expert. Could be that ADA law would come into play. COBRA requires that your group health insurance continue for 18 months, at your own expense for the premiums. The ACA precludes insurers from blackballing you for preexisting conditions but I'm not sure when that provision takes effect, if it hasn't already, and I'm not sure whether employers could realistically be stopped from refusing to hire you under some ruse in order to protect their insurance rates.

I hope this is all theoretical, JTA.

Oh no, no problems here. The writer of one of the blogs I frequent (http://doommantia.com) has been in ill health and without health insurance for the past year and was rendered homeless because of staggering health care bills. I saw a post today about him moving to Australia to try to get back on his feet and make a better life for himself, so that's what sparked my curiosity. I was just wondering what would happen if you truly found yourself in an absolutely terrible situation like I described above.

[JTA]

http://www.deathandtaxesmag.com/202172/ ... imum-wage/


.... if you can do without heat and gas, oh, and work 74 hours a week.... and somehow get health insurance for $20 bucks.

... Just don't get sick from being cold, getting a Doctors note to return to work is going to put you over budget.

Legit question for everyone here as I'm honestly curious. Suppose I found out I had some form of aggressive cancer or some other disease that prohibited me from working for something like 6 months. Would my employer be able to terminate me? If so, would that mean I would be without health insurance and suddenly and become suddenly unable to afford my treatment? If I got better and got another job but was still undergoing treatment for my illness, would my new insurance co. be off the hook for providing me coverage for my illness?

I am not an expert either, but your employer can't terminate you if you work for a company that has > 50 employee's. (FMLA) I don't believe they have to offer you the same job when you come back though. This only protects you for 12 weeks though.

My last employer did exactly that, they didn't fire him, but they offered him a job he was incapable of doing. Gotta love `em.

When I was a teenager my grocery store job was unionized (UFCW I think). If you were a terrible employee or just an all around fuck up, they wouldn't necessarily fire you, they'd just transfer you to a store hours away so you basically had to quit. That was the word on the street anyway.

Working the loopholes I suppose.

[O Really]

I hope you're composing a better answer to JTA, O Really, mine had big gaps.

It's too complex a question to have an easy answer - too many variables. Yes, most employers have to offer COBRA coverage, at a cost no more than 102% of actual premium. HIPAA provides a guarantee of coverage without pre-ex exclusion if you've not been more than 60 days between coverage. No, they can't fire you for a disability, IF you could otherwise do your job. Yes, they can fire you if you aren't able to do your job, following at least 12 weeks protected leave under FMLA if your company has more than 50 employees and you meet other requirements. Companies aren't limited to only the 12 weeks for leave (they don't have to fire you after that) nor are they limited to the minimum 18 months COBRA time. Some will work with an employee with a health issue - some don't. All those situations are highly fact-specific, and it's hard to give a "real" answer without all the "real" facts.

[O Really]

When I was a teenager my grocery store job was unionized (UFCW I think). If you were a terrible employee or just an all around fuck up, they wouldn't necessarily fire you, they'd just transfer you to a store hours away so you basically had to quit. That was the word on the street anyway.

Working the loopholes I suppose.

Sure, but that's not the same as refusing to reinstate someone from FMLA. I've also seen really rotten employees "promoted" or given a transfer based on a recommendation they were "wonderful." Anything to get them out of your world.